Terms of Use

Last updated: 23 August 2026

Using this site

Ultimate Utilities is provided free of charge for anyone to use. By using it you agree to these terms. If you do not agree with them, please do not use the site.

Acceptable use

Do not use these tools to process material you have no right to process, to infringe copyright, or to attempt to disrupt the service for others. The media download tools in particular must only be used for content you own or are permitted to download; respect the terms of whichever platform the content comes from. The voice tools require that you have permission from the person whose voice you use.

The calculators are not financial advice

The finance tools are illustrative. They project outcomes from assumptions you supply — expected returns, inflation, withdrawal rates — and real markets do not deliver steady annual returns. Results are a planning aid, not a forecast, and nothing here constitutes financial, investment, tax or legal advice. Consult a qualified professional before acting on any figure produced here.

No warranty

The site is provided "as is", without warranty of any kind. We do not guarantee that it will be available, error-free, or that any result it produces is accurate or fit for a particular purpose. Keep your own backups of anything important: several tools modify or delete files, and that is irreversible.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of this site, including lost data, lost files, or decisions made on the basis of a calculation performed here.

Changes

These terms may change as the site develops. Continuing to use the site after a change constitutes acceptance of the revised terms.